As I look ahead to the next six months, I already know two key challenges I’ll be facing: keeping up with regular exercise on our home treadmill and sticking to our budget. Both of these are goals I’ve set for myself before, and while I always start off strong, my motivation tends to wane over time. This time, I want to push through and truly make a lasting change.
Challenge 1: Sticking to the Treadmill Routine
Every time I commit to exercising, I begin with great enthusiasm. The first few weeks go well—I feel good, energized, and even proud of myself for staying on track. But then, slowly, I start to lose interest. The excitement fades, and after a long day at work, the last thing I want to do is step on the treadmill. Eventually, I stop altogether, and before I know it, weeks or even months have passed without any exercise.
The frustrating part is that I have no real excuse. The treadmill is right there at home, easily accessible, yet I struggle to maintain the routine. This time, I want to break the cycle. I need to remind myself of the benefits—stress relief, better health, and an overall sense of accomplishment. Perhaps setting small, achievable goals and rewarding myself in some way will help. Maybe finding an accountability partner or tracking my progress in a fun way will keep me going. Whatever it takes, I don’t want to give up this time.
Challenge 2: Sticking to a Budget
The second challenge is financial discipline. My husband and I have set a budget, but sticking to it is another story. It’s so easy to overspend on things we don’t really need—little treats here and there, spontaneous purchases that seem harmless at the time but add up quickly.
We need to be more mindful of our spending habits. Perhaps we can make a rule to wait 24 hours before making non-essential purchases, giving ourselves time to decide if we truly need something. Meal planning and avoiding unnecessary takeaways can also help us save. I also want to be more conscious of where our money is going and keep track of our expenses more diligently.
Keeping Myself Accountable
The next six months will be a test of discipline, and I know I’ll have days where I feel like giving up. But I’m determined to stay consistent this time. Writing about my progress might help keep me accountable. Maybe I’ll journal about my treadmill workouts and spending habits, reflecting on my successes and setbacks.
If I can push through these challenges, I know I’ll feel proud of myself. It’s not about perfection but about persistence. Here’s to staying motivated and making positive changes that actually stick!


