1. I Keep track of all sources of income, including salaries.
2. I List all my expenses, including fixed expenses (rent/mortgage, utilities, insurance) and variable expenses (groceries, dining out, entertainment
3. I Allocate a portion of my income towards savings and emergency funds to build financial resilience.
4. I Set up automatic payments for recurring bills and savings contributions to ensure they’re prioritized each month.
5. I Regularly monitor the spending to ensure you’re staying within your budget. Use apps or spreadsheets to track expenses and identify areas for improvement.
6. I would Celebrate milestones as you reach your financial goals. Recognize and reward yourself for sticking to your budget and making progress towards financial stability.

budgeting is a dynamic process, and it’s okay to adapt and refine your approach over time to better suit your needs and priorities.

Daily writing prompt

Write about your approach to budgeting.

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